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Best Cars Under ₹20 Lakh with High Safety Ratings & Features

When it comes to purchasing a car, safety is paramount. In India, several manufacturers offer vehicles under ₹20 lakh that are equipped with advanced safety features and have received high safety ratings. This article explores the top cars in this segment, highlighting their safety credentials and features.

For buyers who are open to a slightly higher budget, many of the models in the cars under ₹25 lakh category offer an even better blend of performance, technology, and enhanced safety. These vehicles often come with additional features like ADAS (Advanced Driver Assistance Systems), 360-degree cameras, and more airbags, making them strong contenders for families and daily commuters alike.

1. Mahindra XUV700

The Mahindra XUV700 is a standout in the SUV segment, offering a blend of performance and safety. Priced from ₹13.99 lakh (ex-showroom), the XUV700 comes equipped with Level 2 Advanced Driver Assistance Systems (ADAS), including automatic emergency braking, lane keep assist, adaptive cruise control, and traffic sign recognition. It has achieved a 5-star rating for adult occupant protection and a 4-star rating for child occupant protection in Global NCAP tests. The SUV is available with both petrol and diesel engine options, delivering a powerful performance on the road.

2. Tata Safari

Tata’s Safari has been a popular choice for families seeking a spacious and safe SUV. The 2023 model comes with ADAS features such as forward collision warning, autonomous emergency braking, lane departure warning, blind spot detection, and rear cross-traffic alert. It also includes six airbags, a 360-degree camera, and electronic stability control. The Safari has secured a 5-star safety rating for both adult and child occupants in Global NCAP tests. With a starting price of ₹15.50 lakh (ex-showroom), it offers excellent value for safety-conscious buyers.

4. Hyundai Verna

The Hyundai Verna, starting at ₹11.07  lakh (ex-showroom), is a stylish sedan that doesn’t compromise on safety. The new-generation Verna is equipped with Hyundai’s SmartSense ADAS technology, offering features like forward collision warning, lane keeping assist, blind spot collision avoidance assist, and smart cruise control. It has achieved a 5-star safety rating for both adult and child occupants in Global NCAP tests, ensuring peace of mind for its occupants.

5. Kia Seltos

The Kia Seltos is a compact SUV that offers a premium feel with a host of safety features. Priced from ₹13.04 lakh (ex-showroom), the Seltos comes with Level 2 ADAS features, including smart cruise control, forward collision avoidance assist, lane keep assist, blind spot collision warning, and rear cross-traffic alert. It has received a 5-star safety rating for adult occupant protection and a 3-star rating for child occupant protection in Global NCAP tests. The Seltos is available with both petrol and diesel engine options.

6. MG Astor

The MG Astor is a feature-rich compact SUV that offers advanced safety technologies. Starting at ₹11.30 lakh (ex-showroom), the Astor comes with Level 2 ADAS features such as adaptive cruise control, lane keep assist, forward collision warning, autonomous emergency braking, blind spot detection, and rear cross-traffic alert. It has achieved a 5-star safety rating for adult occupant protection in Global NCAP tests. The Astor’s stylish design and tech-forward features make it a compelling choice in its segment.

7. Hyundai Venue

The Hyundai Venue is a compact SUV that offers a range of safety features at an accessible price point. Priced from ₹7.94 lakh (ex-showroom), the Venue comes with Level 1 ADAS features, including lane keep assist, forward collision avoidance assist, lane follow assist, and high beam assist. It has received a 4-star safety rating for adult occupant protection in Global NCAP tests. The Venue is suitable for urban driving, offering a compact footprint without compromising on safety.

8. Tata Nexon EV

For those interested in electric vehicles, the Tata Nexon EV is a top choice. Priced from ₹12.49 lakh (ex-showroom), the Nexon EV is equipped with safety features like six airbags, ABS with EBD, electronic stability control, and corner stability control. It has received a 5-star safety rating for adult occupant protection in Global NCAP tests. The Nexon EV offers a practical range and is suitable for daily commuting, making it an excellent entry point into the electric vehicle market.

9. Mahindra XUV400 EV

The Mahindra XUV400 EV is another electric SUV that combines performance with safety. Starting at ₹16.74 lakh (ex-showroom), the XUV400 EV comes with features like six airbags, ABS with EBD, electronic stability control, and cornering brake control. It has achieved a 5-star safety rating for adult occupant protection in Bharat NCAP tests. The XUV400 EV offers a spacious cabin and a practical range, making it a strong contender in the electric SUV segment.

10. Tata Punch EV

The Tata Punch EV is a compact electric SUV that offers a blend of safety and affordability. Priced from ₹9.99 lakh (ex-showroom), the Punch EV comes with safety features like dual airbags, ABS with EBD, electronic stability control, and rear parking sensors. It has received a 5-star safety rating for adult occupant protection in Global NCAP tests. The Punch EV is ideal for city driving, offering compact dimensions and a practical range.

Conclusion

When considering a car under ₹20 lakh, safety should be a top priority. The vehicles listed above offer a combination of advanced safety features and high safety ratings, ensuring peace of mind for you and your family. Whether you’re looking for a compact SUV, a sedan, or an electric vehicle, there’s a safe and reliable option available within this budget.

If you’re willing to stretch your budget slightly, there are also several cars under ₹25 lakh that offer enhanced safety features and performance. However, the options listed above provide excellent value for money in terms of safety and features.

Always ensure to check the latest safety ratings and features before making a purchase decision, as manufacturers continually update their models with new technologies.